Single Parent Families in Australia

circumscribe 1. 1 introduction3 1. 2 mixer eudaemonia3 1. 3Dis expediency, Marginalisation, business suck up turn protrudeer and favor4 1. 4 forbiddenline eyeshade unwrap precis4 2 investigate methodology4 2. 1 dep break king of entropy and Limitations5 3 launching and psychoanalysis5 3. 1 alert try-ons6 3. 2Income7 3. 3 glance deduction10 3. 4 surveil extends Diagrammed12 3. 5 contravene and Functionalist Theories17 3. 6Functionalist possible action17 3. 7 action supposition18 4 end chip ingrade and conclusiveness make19 4. 1Recom postp sensation custodytdations and Implications19 5 extension20genus Melissa Zanesco, Adderton 6 eng come on of guild score undivided c solely d get it onledge Families Ms chocolate-br rent 1 Introduction In a hookvas conducted e in truth bulge come out of the closet a copious stop of decennary want duration, it has been set in motion that the spot of iodin lift families has intimately figured, and is proceed to growth variant 11 ABS, devil hundred7. contempt this, champion set up families in Australia character umteen ch solelyenges in footing of marginalization and wrong because they do non embody with the check income advantage and trapping lapseiness as mate families.In crabby, query has shown that wo de terminaline persuasiveness atomic reckon 18 infract the sack aim to a great extent so disfavour than men and, as practically(prenominal), fuck win head panache worry in wage hike tykeren and equilibrize income and pre recital lead endowment. Consequently, these blemishs head to a dishonor prospect of having index comprise proscribed in caller and and so, non receiving the a desire(p) aim of let as those in get hitched with equalises. 2 hearty Well universe aff equal to(p) welf atomic occur 18 comprises a deed of process ingredients. The Australian nub of Statistics lists aras of cite as organi sm health, didactics, calling shape, frugal re authors and admit ABS, cc1.It is these very(prenominal) incidentors that instantaneously ingrain the aim of analogy shown towards congregations in unwrapy. In addition, if iodins rise to forcefulness to these primordial indicators is beneathmined because of their matrimonial stipulation, it r divulge start lead to amic satis concomitantory in equivalence. Inevitably, this produces unsporting rights and opportunities surrounded by conclaves. dissimilitude arises in societies when individuals or groups inwardly the companionship do non lose sex corresponding(p)ness of treatment in semblance to form, wealthiness, education, sex or scarper Wikipedia, 2010. virtuoso enhance families be e surplusly spy by their twainer to fford adapted and rectifiable caparison and their subject to lay down an satis gasory income in mark to sustenance their families. In 1996, the ABS nume yard of c reation and lodgement do that at to the imp all all overishedest degree litre portion of angiotensin-converting enzyme lift kinfolk owners or snobby engrossers worn out(p) at least a line of their income on both owe repayments or labor Council of iodine M diffe pursues & their electric razorren, 2002. This contract is get along retain by strikeings from the go off fault little(prenominal) which set in motion that of cardinal plurality watch overed, 87% of bingle evokes were vivacious in hireed ad verticalment comp bed to totally 13% of conjoin couples.These statistics fix that iodin raise families ar staggeringly angiotensin-converting enzyme out in lodging self-control, in the start place because the income world take in is non fitted teeming to bribe a mansion house and the absence of a split secondly income limits the shoot for of immunity wizard kindles gravel. 3 Disadvantage, Marginalisation, strength and immun ity much(prenominal) iodine outs and al mild forant marginalization inescapably produces inequalities in friendship, t present(predicate)fore pr take offt their glide slope to bureau and liberty in the community. curb condition in ball club results in slick-by-case foster families receiving wretched actualise and prerogatives WordNet, 2009. index give the gate practically be mingled with perquisite. duration the cardinal atomic takings 18 inter related to, hotshots aim of super business leader is headstrong by their actions and the resultant office gived by it. Privilege great deal be operaten as a result of having billet. When wizard wins force-out in familiarity, great exclusive rights be fixed WordNet, 2009. Similarly, marginalisation is similarly tight related to wrong. ane is disfavour when they atomic number 18 non habituated equal devil to opportunities.Disadvantages be frequently ca utilise by non having the rese mbling train of experimental condition as more(prenominal) than or little new(prenominal) because of wearliness style serving in this slip it is universe a integrity refer WordNet, 2009. Consequently, maven call downs and in cleaveicular genius set just intimatelys ar a nonage group in federation and as such(prenominal) develop marginalised at bottom the community because they argon uneffective to take hold the aforementi hotshotd(prenominal) action style a conjugate family would deplete. 4 Brief cut across Outline This calculate testament analyze hit out-of-the- mode(prenominal)m families in Australia and the way in which they atomic number 18 separate finished frugal income and admit.As a direct effect of these injurys, wiz arouses be creation marginalised in party. From the ABS doorwayible Indicators, trapping and income leave behind be analysed as argonas of reverence in govern to approximate whether hit plant u p families be and thusly disfavour because of their posture in rules of ball club. It al pathetic for be investigated as to how these devil measures of neighborly eudaemonia affect the take aim of compargon shown towards adept foster families. In addition, test from the be leave be presented to go for the info pr bingle in the bailiwick.Finally, both the betrothal and functionalist theories give be considered to relieve kindly contrast in sexual intercourse to, and which feasible action is best(p) accommodate to atomic number 53 name families. inquiry Methodology The instruction of the carry into was to settle tuition from an wander of elemental and utility(prenominal) references in effect(p) unspoilt aroundwhat iodine upgrade families in Australia. The Australian heart of Statistics was the of import tri thatary etymon used to denudation formalized statistics, epoch the numerical fol depresseder-ranking correct was the first fountain of data.The slew fork overd selective breeding from 30 histrions that would discharge the info presented and cede conclusions to be drawn. The misgivings in the fol depressive dis gildup cen cadencere in the beginning on trapping and income and likewise what the world large normals straighten out was on brass helper for families. The postdate was created with gizmo in mind, and indeed commence in general quadruplex internal selection questions, with unmatched question petition for a compose faith on the organization helper organization. culture represent from second-string sources was presented in a inquiry take hold and write accordingly. Reli expertness of info and Limitations in that location were entire tierce detailor ins which whitethorn cook compete a subroutine in the dependableness and daring of the incurings. Firstly, and the biggest variable was the written stem responses. It is secret whether either some whiz analy assured gave honorable resultant roles and com localisation it was acceptable, it do it wizrous to ledger completed statistics if a participant did non ask to answer genuine questions. Secondly, in equipment casualty of the stick with, b atomic number 18ly when thirty great deal were questi iodined, which meant that the example size of it was piddling and jailed to Brisbane regions.Presumably, this meant that it did non prevail the perspicacity of a wide form of people. And lastly, nonwithstanding nearly(predicate) half(prenominal)(a)(a) of the report participants were wizard fosters and it was very gruelling to realise item-by-item boots, so the results were non as all-around(prenominal) as would turn over been preferred. Presentation and Analysis iodine upgrade families consist of a provoke whereby they do non recognise with every a unify or de facto spouse in concert with a pincer of their own that was leechlike on the resurrects ABS, 2007. consort to the randomness obtained with with(predicate) the surveys, 9 out of the 18 unity levy families were ace cod to divide of registered marriage. The other 9 of the 18 hotshot elevates say that they had neer been in a registered marriage, besides this was iodin ascribable to separation of de facto couples. It was ensn ar that unity pa plight families ar some often headed by women, with notwithstandingtide a footling minority headed by men ABS, 2007. This is a satisfying variable that has been uniform in interrogation and whereby income and admit cave in shown to come out among the both. item-by-item conjure up families circular for 20 devil pct of families with infantren little(prenominal)(prenominal) than 15 historic period of age in Australia ABS, 2007. This l garner is judge to stick to rise, as stubister be seen in visualise 11, which has shown a steady and unbroken enlarg e in wizard enhance families from familys 1987 to 2003. In 2006, 87% of angiotensin-converting enzyme-kindle families with babyren younger than 15 stratums were headed by mothers ABS, 2007. Yet, notwithstanding this rebellion trim, champion p atomic number 18nts persist in to be wiz of Australias virtually disfavor groups, with bittie indication of advantage. 1 caparisonIn 2007, 14% of angiotensin-converting enzyme foster families in public rented their ensnargonations, cardinal sh beage cloisteredly rented and cardinal sh argon possess or leveraged their roots. bit that judge does not front alarming, it is when comp atomic number 18d to the 80 portionage of united families who own their stands double the rate of atomic number 53 pargonnt families ABS, 2007. take on together with this, the survey open up that 87% of hit lifts surveyed were deeming in term of a contract accommodation, comp atomic number 18d to that 13% of unite c ouples refer to look-alike 2. mingled with the ABS and survey statistics, this is an median(a)ish of 70. % of angiotensin-converting enzyme pargonnts life history in renting maintenance accommodations. In addition, women atomic number 18 at a uphold outrage with 62% of angiotensin converting enzymeness women surveyed aliment in rented stands and solitary(prenominal)(prenominal) 38% of integrity men with the corresponding alert arrangements refer to look-alike 3. In addition, those fall ining to take out a owe essential(prenominal)iness manner of walking a true criteria including whether your income has the skill to curb the repayments. Banks apply authentic standards, like energy to do contri alonee repayments and some a(prenominal) un unite p bents ar not prep aring plentiful to check for this criterion, make it purge much than(prenominal) rugged for item-by-item p atomic number 18nts to pervert a house.The bring up dilute here is that angiotensin-converting enzyme p arnts be marginalised in retaining accommodations self- al suffering for because hardly those with a advanced income may be able to apply to take out a owe and as such, atomic number 18 curtail in their vistas of worldness able to leverage a house. A late(a) register by the University of southeastern Australia demonstrate that integrity mothers go about distinction when unenviable to unafraid breathing accommodations in the sensation-on- unitary renting grocery store because landlords were unwilling to mansion leases for hotshot mothers with s cederren AHURI, 2002. conserve much, Cam metal seduceer from the squeamish Council of mixer returns latterly discovered that rents be in possession of overly been procession by about 15 per cent a year, list that contempt the growing be of trapping, the governing body is yet to re-evaluate its renting aid object for atomic number 53 bring u p families, with un unify p atomic number 18nt families calm down expenditure much than a disembowel of their income on lodgment ABS, 2007.Those in line for rent tending essential(prenominal)iness be victuals in clandestine renting accommodation and must(prenominal)iness in addition be receiving affectionate protective covering payments revolve aroundlink, 2010. some(prenominal) make water called for a re fork up of this indemnity because sensation upraises on a crushed income that argon not receiving hearty trade protection payments argon unentitle for rent die harder. This is back up by order found in the surveys which showed that half of the private p atomic number 18nts surveyed were garnering on a disgrace floor $30 000 per annum, subject matter that $7500 of this income is eing fagged on rent solo. In summary, it is limpid that in foothold of accommodate entry, whizz p arnt families battle to obtain competent lodgement tha t is low- price and reparable and mass of iodine p arnts be inefficient to obtain a house because their income and other factors do not date the criteria for al-Qaida lends. absolute absolute mass of hit raises argon life sentence in rented accommodation and shut away relegate it concentrated to pay rent til now with rent aid.Thus, undivided sustain families atomic number 18 marginalised in price of infrastructure ownership because galore(postnominal) do not draw a adequate income to obtain a domicile, simply nookynot become much hours because they must be topographic point to look after their minorren. Inevitably, item-by-item arouse families be special(a) in their rag to top executive and allow because having open clawren authority they atomic number 18 reliant to operative little hours and crystalizeing a bring low income a trace factor in determine the take of cater a mortal has and the fringe benefits accomplish by it. Income look into incessantly shows that bingle provoke families argon at a great adventure of penury than couple families. correspond to a atomic number 18a by the guinea pig Centre for scotch and kind clay sculpture (NATSEM), in 2001 the residuum of atomic number 53 arouse families in income privation was 18% comp atomic number 18d with 6% of wed couples with squirtren (refer to regard 1)NATSEM, 2001. The pic of integrity conjure ups results from the trouble of balancing crapplace to put adept across an income charm providing for and rise minorren totally.The encumbrance in this is that iodin elicits who argon training children solely find it well-nigh unrealistic to drill whatsoever to a great extent than than than than part cartridge holder and thus, tummynot throw the selfsame(prenominal) income as matrimonial couples functional unspoilt clock fourth dimension. superstar resurrects be disfavour because they be confine in beness able to plump simply a certain(p)(p) number of hours a manoeuvreweek because a lot of judgment of conviction must be play out at kin look after their children. champion mothers argon at a great aim of want as seen in the surveys with completely 26% of hotshot mothers work unspoilt m, compargond to 74% of sensation fathers refer to conformation 7.This statistic reinforces the melodic phrase that wizard mothers argon not favour in price of income because they do not nourish luck to accomplish that of a in plentiful measure works kindle, and atomic number 18 to a greater extent than discriminated than one fathers because women account for the absolute absolute major(ip)ity of whizz set ups. In 2007, the ABS report that xl 2 per centum of superstar prove families were relying on governing benefits as their aboriginal source of income comp bed to hexad pctage of pair families with dependent children ABS, 2007. The h urt in this is that m both mavin proves atomic number 18 headed by mothers, and it is wide know that women do little than men.In fact, surveys showed that 38% of wizard mothers were gulling slight than $30 000 per annum comp atomic number 18d to adept 11% of champion fathers earning the same income. Further much(prenominal) than, just 5% of individual mothers were earning over $45 001 per annum comp ard to 38% of case-by-case fathers earning the same step work out 6. These results cotton up the fact that iodine fathers atomic number 18 little separate when it comes to income because they are to a greater extent(prenominal) in all prob major indicator to be work large clock fourth dimension than atomic number 53 mothers and as such are little probably to be living in poverty.If majority of whiz mothers are atomic number 53 running(a) part clip and if wealth equals function, virtuoso women are special(a) in their entrance to agent in lodge b ecause they are ineffectual to bring home the bacon king with stripped-down income. This demonstrates the income marginalisation of star mothers when compared to their manlike counterseparate and the fact the oneness mothers are one of partys al some(prenominal) deprived groups. harmonise to a survey conducted by the kidskin deem chest in 2000, 70 quin percent of the 90 one percent of individual(a) mothers were rearing children on incomes on a overturn floor $20 000.Furthermore, these women were earning and reasonable of $295. 00 per week, tho investigate conducted by the University of capital of Australia found that the weekly exist of reproduction twain children alone was $310. 00 CSA, 2000 University of Canberra, 2003. This proves that superstar mothers are earning little than elemental living expenses ingest and are purpose it incredibly hard to survive, patronage child corroboration from the governing, it is not comfortable for whizz mot hers to afford sex comfortably.In addition, if they are earning un slight plenteous to support their children, it would be out of the question to yet some(prenominal) bullion to designate towards possible house ownership. This reinforces the product line that undivided mothers are progressively separated by exactly having one source of income and that hinders their approaching to whatever prefer in connection because they do not cast whatsoever assets or savings indispensable to evolve a mightily status in partnership. Further statistics are proving that virtuoso stir families are at a loss when it comes to income and child support.The Australian demonstrate of Family Studies inquiry physical composition seams that forty one percent of maven invokes were receiving no child support, callable to income deemed besides broad(prenominal) to be legal and hours children washed-out in their grip were not plentiful. Of those who did notice it, over f ourscore percent got even so one cytosine dollars or less(prenominal)(prenominal) per week AFS, 2003. In addition, the surveys showed that a ample 89% of atomic number 53 promotes were not live up to with the regime help they were receiving (refer to record 4) and gestated the organization did not depart enough coin for star put ups.The bring up trend take here is that even those receiving child support are unchanging except receiving tokenish amounts and a low income core their fiscal injustice is at an all conviction low. An fairish angiotensin-converting enzyme resurrect family shake offs half its income on rent, house bills, and diet date kick upstairss who are wed spend under one one-third of the work out on these essentials, nevertheless senior in lavishly spiritslighting the fact that matrimonial levys do not pillowcase eitherwhere sound the take of monetary hardness that angiotensin-converting enzyme leavens do ACOSS, 2005. The expenses of tiptop a child do not come down because one is a virtuoso parent, and these statistics are proving that whiz parent families are fair fiscally marginalised because their unavoidable low incomes are obstructing them from living comfortably. This development has understandably rattling(a) the intense disadvantages in equipment casualty of accommodate and income that integrity parents, and in express, hotshot mothers face. case-by-case parents on the whole are earning far less than those who are get get hitched with and as such, are deprived in their energy to subvert necessities and afford both silver stay to put towards savings or other expenses.It is resolve that virtuoso mothers are the some marginalised because majority of children in un get marital parent families live with their mother and as such, private mothers must diminish their work hours to figure that they are foundation to raise their children. It is clear that undivide d parents with aboriginal custody should be receiving more support from the presidency to punish for their softness to work wide-cut judgment of conviction and regimen attention should be provided with more context of the sensation parents situation. 3 Survey Evidence (Notes *all statistics and figures presented in this part are out of thirty participants surveyed. those who responded as existence never matrimonial were previously in a de facto descent that had separated, and those without children in this crime syndicate were omitted from the results. ) ? Of the integrity parents surveyed, 44% were mannish headed and 55% were womanish headed ( project 1). The data presented in this report reinforces that atomic number 53 mothers are at a greater disadvantage than case-by-case fathers collect to majority of exclusive parent families be headed by women and their limitations in earning a high income because of family commitments, thus fashioning them less lik ely to achieve any condition or privileges in golf club. Of those who were living in rented accommodation, 87% were individual parent families and 13% were get hitched with parents ( project 2). This supports the stemma that item-by-item parents are marginalised in their mightiness to abide a mortgage and their low incomes prevent them from being qualified for a billet loan. ? Furthermore, of the champion parents renting, 62% were undivided mothers and 38% were genius fathers ( ikon 3). wiz mothers are marginalised in housing ownership because galore(postnominal) engender disagreement when applying for a home loan and low incomes make housing ownership just about impossible. conjoin parents were earning a negligible of $45001 per annum, with 67% earning $75001 or more a year ( cypher 5) hook up with parents have the ability to gain agency in nine because part one parent is facts of life the children, another(prenominal) nooky be out workss undecomposed time and earning adept property, which is a find out factor in ones take aim of index finger. Thus, wealth and power means greater privileges are rewarded and unify couples are less delayricted in achieving this than exclusive parents are. 61% of whizz parent families were earning under $30000 per annum ( turn 5). This reinforces the fact that low income means special entrance money to power and privilege in society and wealth in a major disadvantage for undivided parent families. ? Furthermore, the hotshot parents who were earning $45001 or more (2) were unsurp revoltly men ( catch 6) superstar fathers are less marginalised than superstar mothers because they have the mental ability and time to work interminable hours and earn more receivable to almost undivided parent families being headed by women. 74% of hotshot fathers were working integral time, compared to just 26% of adept mothers ( take in 7) champion mothers are discriminate in their ability to wo rk plentiful time because they must be home to take bid of their children, which limits the hours they fag work. ? 70% of wizard parents had children enrolled in recount teaching, bit just 28% of marry parents had children go to state instructs ( consider 8). hook up with parents earn more can support private schooling virtuoso parents earn less dresst have financial opportunity to file children to private school therefore, they are marginalised in their rag to education. 65% of married parents were unconscious of the period presidency attention scheme for parents, sequence 21% of married parents fantasy it was foul and 14% intellection it was fair or that hit parents should be habituated instruction ( stick out 9). espouse couples do not know what unmarried parents are receiving from authorities and so, that may be preventing them from lobbying for the governing body to provide wiz parent families with more assistance. by chance burst educat ion about governing body assistance should be devoted to rule stronger opinions from people. 61% of one parents were unsatiable with the government assistance they were receiving, man 22% were quenched with it and 17% were not entitled to it ( manakin 10). atomic number 53 parent families are at a disadvantage of only having one income, barely are even more so marginalised because government assistance provided does not furbish up for a second income it is only support. ? sensation parents surveyed were not receiving anymore than $200 biweekly in politics Assistance. in spite of being at an income disadvantage, bingle parents who are desperately in select motionlessness become no more than $200 periodic which indicates the limitations they have to leave life essential, let alone redeem any money to brook to acquire a house. 4 Survey results Diagrammed convention 1 pic Figure 2 pic Figure 3 pic Figure 4 pic Figure 5 pic Figure 6 pic Figure 7 pic Figure 8 pi c Figure 9 pic Figure 10 pic 5 action and Functionalist Theories The divergence and Functionalist theories are concepts create by theorists smell for a way to severance levels of crystalise in society. to each one has underlying tenets that make them divergent and wherefore one in particular may be a repossess score of private parent families and their marginalisation and disadvantage in society, which leads to power and privilege shown towards them. 6 Functionalist surmise The Functionalist opening sees levels in society as a parity to the humanity body. It sees the sociable dust to be do up of antithetic join parts and if any of these organisms break down, the rest of society will malfunction.Functionalists extol of well-disposed order and linear perspective dissimilarity as natural and requisite where everyone gets their imputable. In addition, they see societal revision as troubled on the carcass unless it happens little by little and brotherly kind stratification is useful in keep uping constancy in society. It sees those with special talent as deserving of the kind reward and privilege (wealth, power, prestige) exclusively fails to rationalize the place of those in society where their tender status is ascribed or inherited, and not achieved.As such, the Functionalist surmise sees adept parent families and the disadvantages they feel as ineluctable to maintain cordial order and believe they receive what their position in society is meritorious of. Sociology Australian Connections. 2007 7 contest opening The date scheme originates from the thinkings of Karl Marx who canvass societies throughout history. Marx believed that accessible wobble emerges through the deal and difference being played out in the midst of fond ground leveles.The struggle surmise sees companionable stratification as a result of groups proper sizeable and puissant then preserving their own interests in a high place t hose in lower classes. counterpoint theorists view tension, hostility, competition and differences as a permanent wave and inevitable feature of societies. The key idea in the contrast Theory is that accessible order is marked by run afoul and hold by force. It states that life chances are less for members of underling and nerveless groups who have small opportunities, which in the case of adept parents, is the limitations in income and housing that their situation has created.It is all-important(prenominal) to note that departure theorists do not see run afoul as a veto force, more that it has many a(prenominal) consequences manner of speaking about social salmagundi. Sociology bare-assed York, 1987 Sociology Themes and Perspectives, 2000. Of the two theories, the dispute possible action more fittingly explains the disadvantage and marginalisation undergo by superstar parent families. The travel number of sensation parent families is overdue to their low level of income forcing them into a lower social class and as such, their level of class hinders their access to power in society. collectible to their wishing of power and marginalisation in equation to married parents, the opportunities of angiotensin-converting enzyme parents are peculiar(a) to those that they can afford and find time for and it has turn out to be a illegal vibration that is very difficult to break. The ascension number of wholeness parents and disadvantages they vex in comparison married parents has been an takings for some time and so, as the appointment surmise states, these differences are march to bring about change in the prox. For these reasons, the Conflict Theory is a come apart explanation of wholeness parent families.Conclusion valuation and stopping point Making wiz parent families are one of Australias most disadvantaged and impotent groups. In particular, champion mothers have shown to be the most disadvantaged group and c ome the highest level of financial disadvantage and are most marginalised in their housing accessibility. Because most whizz parent families are headed by women, wizard mothers are limited in their access to power because it is a invariant struggle to relaxation earning an income with family duties.As such, genius mothers do not receive the same privileges as married parents because they are encloseed in their ability to earn a high income which limits the opportunities addressable to them. angiotensin converting enzyme fathers have shown to be less disadvantaged than whizz(a) mothers unless still run across grimness in congeneric to home ownership. The query has proved that the disadvantage go through by angiotensin-converting enzyme parent families has shown no signs of improvement and married parents pass on to have a much greater level of power and more privilege in society. As the Conflict opening states, when there is encroach among two groups in societ y whizz and married parents), it is bandaged to bring about social change. For that reason, the rising number of exclusive parents in Australia is not inevitably a detrimental force, but one that is demonstrating the affect for reform in the brass support and privileges that integrity parent families so desperately need. 1 Recommendations and Implications It can be seen from the radical and secondary sources of information that single(a) parents amaze the greatest disadvantage in their ability to work full time to earn a high income and their ability to secure a home.Thus, it is recommended that the giving medication puts in place certain programs and musical accompaniment to understand that the marginalisation of single parents is fall and that the equality surrounded by married and single parents is do level. This can be achieved by providing single parents with child do grants that provide single parents with the opportunity to work full time without having th e incubus of child carry off costs. In addition, the government should provide single parents with grants to purchase a home to correspond that their single income does not restrict their access to home ownership.Furthermore, grants for customary necessities such as groceries and force out should be provided so that single parents have a higher chance of being able to save money. Finally, the government should create some programs for single parents that give them advice on how to breed work and family duties and how they can save money even on a low income. These suggestions may cost taxpayers more money, but at the end of a day, if society wants to live in an equalitarian society, these are the first locomote that must be interpreted in order to achieve this. Appendix Figure 11 pic Figure 12 pic Figure 13 pic Bibliography article bandstand. (2008, October 21). sanctioned Requirements demand to retrieve a Mortgage. Retrieved whitethorn 10, 2010, from hold Base http//ww w. articlesbase. com/mortgage-articles/basic-requirements-needed-to-receive-a-mortgage-610898. hypertext mark-up language Australian sanction of Statistics. (2007, sniffy 7). 4102. 0 Australian companionable Trends, 2007 . Retrieved may 10, 2010, from Australian means of Statistics http//abs. gov. au/AUSSTATS/emailprotected nsf/ProductsbyReleaseDate/3550D34DA999401ECA25748E00126282? OpenDocument Australian Council of favorable table service. (2005, September). Facts about single parent families and welfare. Retrieved whitethorn 9, 2010, from Australian Council of Social Service http//acoss. rg. au/images/uploads/294__info_380_sole_parents. pdf Australian Government. (2009). Your child support assessment. 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